What’s the Difference Between a Motor Plan and a Warranty?

November 11, 2020

As a car owner, you will want to protect both your wheels and your wallet, which is why having a motor plan or a warranty can be a saving grace if anything were to go wrong with your car. However, do you know what the difference is? Do you know which one you should choose?

motor warranty

Let’s take a look at the differences between a motor plan and a warranty, so you can make the best choice.

What is a Motor Plan?

A motor plan is also referred to as a maintenance plan, which will pay for all the costs associated with servicing or repairing your vehicle, apart from fuel, tyres, oil and water replacement.

A motor plan will then step in to cover the cost of various repairs whether your clutch snaps, the window mechanism breaks or even if your engine gives up. A motor plan will then pay for a pretty good chunk of these repairs or will even cover all of it.

A motor plan will stay with the vehicle so even if a vehicle changes ownership, it will still with the car. If you buy a nearly new car then it will often come with a motor plan that was bought by the original owner.  

There is a limit on a motor plan and it is usually valid for five years or 100 000km, depending on which comes first. However, car brands will vary so you will need to speak to the dealer about the motor plan.  

What is a Warranty?

A warranty will cover the short-fall and provide a cash benefit for a range of mechanical repairs, but it won’t cover wear and tear like brakes and tyres.

A warranty will then contribute a certain amount to cover the cost of repairs and will either pay a certain Rand value or pay a percentage of the total bill.

You will find different options for a warranty. Some may have a one or a two-year unlimited mileage option or you can find ones with monthly premiums and so on, so you will need to pick the one that best suits your needs.

If you are looking for a motor warranty for your car, then you can use a comparison site, where you will receive multiple quotes for a motor warranty, giving you the best options that suit your needs and your budget.  

If you are driving a brand new car then a motor plan will be your best option as all the expensive parts will be covered if anything were to happen. If you have opted to buy a pre-owned car then a warranty will be your best option.

Have the right cover to help pay for any repairs that your vehicle may need. It will give you peace of mind and ensure that you stay on the road.

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