You May Have Heard of Comprehensive Cover, But Do You Know What It Is?

November 23, 2020

If you have been looking for any type of insurance, especially car insurance then you have probably seen comprehensive cover pop up a few times in your search.

If you are looking for car insurance then before you sign on the dotted line, you will probably want to know exactly what comprehensive cover is.

car insurance

What is Comprehensive Car Insurance

Comprehensive car insurance is better than third-party, fire and theft insurance.

Third-party, fire and theft insurance will only offer coverage for damage that you cause to other vehicles and will only protect your vehicle in the case of fire and theft, which means if you have an accident and your car is damaged, you will need to pay for repairs out of your pocket.

Comprehensive cover will cover a lot more. It will cover the above plus it will cover any damage that is caused to your vehicle due to an accident.  

Is it Better to Have Comprehensive Cover? 

When it comes to car insurance then comprehensive cover is the better option. The reason being is that if anything unfortunate happens to your vehicle, you won’t need to pay the very expensive bill.

Comprehensive cover will also cover incidents due to other events like weather damage and damage caused by attempted theft.

How Much Does it Cost?

As you will be receiving more cover, the monthly premium will be more expensive.

The price attached to comprehensive car insurance will depend on the value of the insured item and the circumstances of the policy.

That being said though, it won’t cost you a lot more than third-party insurance, so it is still an affordable option that gives total peace of mind.  

Where Do I Get Comprehensive Car Insurance

If you think comprehensive car insurance is for you then you can sign up with a top insurance provider inSouth Africa.

The best idea is to use a car insurance quote comparison site, this will give you the freedom to choose the best comprehensive car insurance that suits your needs and your budget. You will receive multiple quotes from top insurance providers in South Africa, giving you the best choices.  

Care repairs are expensive and if you don’t have the right cover then you could find yourself paying a fortune from your pocket. Rather invest in comprehensive car insurance and know that you are covered for any eventuality.

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